Project Finance Solutions
At India Home Loan Ltd., we specialize in providing tailor-made project finance solutions to meet the unique requirements of businesses across various industries. Whether you're planning to initiate a new project or expand an existing one, our expertise and commitment ensure that your financial needs are met efficiently.
Why Choose Us for Project Finance?
- Customized financial solutions tailored to your project requirements.
- Expertise in handling large-scale and complex projects.
- Competitive interest rates and flexible repayment options.
- A streamlined approval process for quicker disbursement of funds.
"Empowering businesses by enabling access to capital for ambitious projects. At India Home Loan Ltd., your vision becomes our mission."
- Financing for infrastructure development projects
- Real estate development and construction funding
- Support for renewable energy and sustainability initiatives
- Capital for manufacturing and industrial expansion
- Comprehensive support throughout the project lifecycle
- Financial advisory for effective fund utilization
- Transparent and ethical lending practices
- Dedicated relationship managers for personalized service
How Project Finance Works
Project finance is a structured financial solution where the repayment of loans is primarily based on the project's cash flow rather than the balance sheet of the borrower. Our approach ensures optimal risk distribution and funding efficiency to help your project succeed.
Frequently Asked Questions
Step 2: Your application would be assessed on the basis of various eligibility and funding norms.
Step 3: A property valuation and title check may be carried out by the company representative to determine the property value and legal clearance of the property to arrive at the loan amount.
Step 4: Based on the internal and regulatory guidelines, IHLL may approve or reject the loan application.
Step 5: Submission of the original property documents are required along with signing of agreements, handing over of registered property papers and submission of post-dated cheques/ECS/NACH.
Step 6: Upon finding all the documents in order, IHLL will disburse the loan amount to the developer/contractor based on the progress of construction. The EMI/Pre-EMI will commence after the disbursement.
You are eligible for a loan if you are an Indian citizen or a person of Indian Origin and are a salaried/ self- employed professional/ a businessman. Your loan eligibility will be determined by IHLL on the basis of professional income, age, qualifications, number of dependents, co-applicant’s income, assets, liabilities, stability and continuity of occupation, savings and prior credit history. Further, the loan eligibility will also be dependent on the value of property selected by you.
We can fund up to 80% of the property value in case of Home Loan and up to 70% in case of Loan Against Property. However, IHLL funding norms may change from time to time and from property to property or based on the loan amount.
Your loan is repaid through Equated Monthly Instalments (EMI), which includes principal and interest component. EMI repayment starts from the month subsequent to the month of final disbursement. Pre-EMI Interest is the simple interest, payable every month till the time loan amount is not fully disbursed.
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Home Loan Eligibility Calculator
Home Loan Eligibility Calculator